Natalie

Debt Settlement vs. Bankruptcy

Deep in debt? Are you sinking fast with no way out? Have you accepted that there is NO WAY on Earth you'll ever pay down the debts you have? If so, you're thinking: "Should I file bankruptcy or consider debt settlement?" Here's the low-down on debt se... Read >

Defaulted Student Loans and Your Credit Score

Exactly how one negative item will affect your credit score is somewhat of a mystery and has been the subject of much criticism of the three main credit bureaus. How a defaulted student loan on your credit report affects your credit score will differ from... Read >

What is the Best Way to Fix Bad Credit

If you're using the Internet to find ways to repair credit, you could be feeling overwhelmed! Blogs, podcasts, forums, ebooks, makes for a cluttered mess of information. You need credit repair results - not promises. That's exactly what I was feeling ... Read >

How To Consolidate Defaulted Student Loans

Defaulting on a student loan has big ramifications. The government is relentless. They use a couple of really effective tactics to recover their money. The most embarrassing practice is called Administative Wage Garnishment. They'll contact your emplo... Read >

How to Find a Good Credit Repair Attorney

Getting charge off, judgments and even bankruptcy removed from your credit report is possible but it's very time consuming, technical and requires education about consumer rights. There are many professional options available to assist you in acheiving y... Read >

How to Pay a Defaulted Student Loan

Defaulting on a student loan is a really bad idea. The government will come down on you hard to collect payment on the loan. The worst is when they contact your employer about your debt. Administrative wage garnishment is when the government contacts y... Read >

Getting a Car Loan with a Judgement on your Credit Report

Good news! Yes, you can get a car loan with a judgement on your credit report but it's going to be difficult and you might be dealing with some lenders you're not used to. Here's how to get a car loan with a judgement on your credit history: Step One... Read >

How To Wipe Out Student Loan Debt

Did you know it's possible to have your student loan debt completely erased? It isn't easy and not everyone can make it happen but it's worth looking into. You might already qualify for one of these programs! Military Service Branches of the milita... Read >

Can't Get a Checking Account with Bad Credit?

If you think that you can stroll into any local bank and open a checking account with bad credit you might be embarrassed once you get there! If you have bad credit or worse - owe a bank money, it can be impossible to get a regular checking account fro... Read >

How to Get Help Fixing Your Credit

There are many ways to repair credit. If you have bad credit you are not without options and you don't have to do it alone. Getting charge offs, judgments and even bankruptcy removed from your credit report are time consuming and technical. Understanding ... Read >

Fixing A Student Loan Charge Off On Your Credit Report

Any kind of charge off on your credit report is very damaging to your credit score and your ability to obtain credit. Student loan charge offs are the worst to have on your credit report. The good news is there are several laws that have been enacted to p... Read >

What is the Best Way to Fix Your Credit?

Are you considering using a credit lawyer? Maybe you're thinking about tackling bad credit on your own with a ton of letters, forms and hard work. Whichever you chose, you want the quickest way to fix your bad credit. You want to see fast results and a... Read >

Getting a Student Loan after Defaulting

Defaulting on a student loan will cause serious problems for you. The government can use a variety of methods to collect payment on the loan. One of the most expensive and embarrassing practices is when they contact your employer about your debt. They wil... Read >

How to Write a Credit Dispute Letter

You know that sending a letter to the credit bureaus can remove bad credit like charg offs, collection accounts, etc. Let's discuss the best way to write your letter. Saying the RIGHT things, in the RIGHT way in your dispute letter is crucial. On the ... Read >

Getting an Auto Loan with Bad Credit

Having bad credit and needing a car loan is a bad place to be! When you have charge offs and collections - and perhaps even a repo, it's a major uphill battle to convince a bank to give you a bad credit auto loan. I've been there - I've been the guy a... Read >